Return to Headlines

TRS-ActiveCare Premium Increases for 2014–15 Plan Year

ActiveCare 1–HD
  • Employee only – no change in premium ($325)
  • Employee and spouse – increase from $794 to  $850
  • Employee and children – no change in premium ($572)
  • Employee and family coverage – increase from $1,060 to $1,145
ActiveCare 2
  • Employee only – increase from $529 to $555
  • Employee and spouse – increase from $1,203 to $1,287
  • Employee and children – increase from $841 to $875
  • Employee and family coverage – no change in premium ($1,323)
ActiveCare 3
  • Board voted to eliminate ActiveCare 3 due to high costs and affordability issues related to premiums
  • Members currently enrolled in ActiveCare 3 will be moved to ActiveCare 2
  • Effective September 1, 2014
FIRSTCARE - TRSActiveCare HMO
  • Employee only – decrease from $391.50 to $390.14
  • Employee and spouse – decrease from $985.06 to $977.76
  • Employee and children – decrease from $622.62 to $618.94
  • Employee and family coverage – decrease from $994.84 to $987.44
TRS Board created a newcoverage similar to a HMO, "TRS–ActiveCare Select"
  • EPO – Exclusive Provider Organization
  • No coverage for out of network providers unless emergency
  • $450 for employee only
  • $1,044 for employee and spouse
  • $709 for employee and children
  • $1,238 for family coverage
  • $1,200 individual deductible
  • $3,600 family deductible

In addition to the premium increases, there were also benefit changes that will become effective September 1, 2014.